How the Retirement Estimator Works:
The Retirement Estimator gives estimates based on your actual Social Security earnings record. Please keep in mind that these are just estimates. They will vary slightly from the actual benefit you may get in the future because:
- Your earnings record is always being updated;
- Our estimate makes different assumptions about your career, such as how long you'll keep working and how much you'll make; and
- Your actual future benefit will be adjusted for inflation.
If you live in the United States and you want information and directions to the Social Security office that serves your area, just enter your U.S. Postal Service five-digit ZIP code below and select Locate. You'll get information about your local Social Security office and other agencies in your area that may be able to help you.
Windfall Elimination Provision
If you work for an employer who does not withhold Social Security taxes from your salary, such as a government agency or an employer in another country, the pension you get based on that work may reduce your Social Security benefits.
The Windfall Elimination Provision affects how the amount of your retirement or disability benefit is calculated if you receive a pension from work where Social Security taxes were not taken out of your pay. A modified formula is used to calculate your benefit amount, resulting in a lower Social Security benefit than you otherwise would receive.
Medicare Rights Center
For those members who qualify for Social Security and the Medicare. This is a great resource and includes a question and answer section.